Do you have home insurance? If you do, you may not realize just how comprehensive your coverage is. You probably think your insurance covers basics like fire damage, burglary, and natural disasters. However, most home insurance policies actually cover a lot more than that and can help you out in a variety of strange situations.
Here are four weird things that your home insurance policy may cover:
Sinkholes
Sinkholes are a natural phenomenon that can cause severe damage to your home. They occur when the ground beneath your home collapses, causing your foundation to crack and crumble.
While sinkholes are not common, they can occur in any state. If you live in an area where sinkholes are known to occur, your home insurance policy may cover the resulting damage. Ensure you check your policy coverage carefully, as some home insurance companies exclude sinkholes from their policies.
Pet Damage
Did your dog accidentally break a window? Did your cat scratch up the furniture? If so, the resulting damage may be covered by your policy. Home insurance policies typically cover pet damage, as long as the animal was not intentionally trying to cause damage.
So, if your dog gets a little too excited and accidentally knocks over a lamp, you may be able to file a claim with your home insurance company.
Your Party Guests
It’s not just your home that’s covered by home insurance, but your guests too! If someone is injured while visiting your Greensboro, NC home, your policy will likely cover their medical expenses.
This protection extends to social gatherings as well. For example, if you have a holiday party and one of your guests slips on some ice and is injured, your policy could cover their medical bills.
Of course, there are limits to this coverage. So, it’s essential to check with your agent and be sure you understand what is and isn’t covered under your policy. Whether you’re covered by the Community Management Insurance Group or another provider, be sure to ask about this protection.
Falling Objects
Of course, you don’t expect things to fall from the sky and hit your home, but it does happen. High winds can cause tree branches to snap and fall on your home or garage. Hail storms can send golf ball-sized hail crashing through your windows. Additionally, some random things like meteors and satellites are also covered by some policies. This means that falling objects are one less thing you have to worry about.
Get Your Home Insurance Today!
There are all sorts of weird things that are covered by home insurance, and this is just a short list. If you’re looking for comprehensive protection for your home, be sure to get a policy that covers all the bases.
At Community Management Insurance Group, we can help you find the perfect Greensboro, NC home insurance policy for your needs. We’ll work with you to find comprehensive coverage at a price that fits your budget. Contact us today to learn more
