Life insurance is something that you do for the ones you love. It is your way of providing for them even after you have passed away. At Community Management Insurance Group, serving the greater Greensboro, NC region, we are independent insurance agents and our team is here to help you by answering your questions and finding the right life insurance for you.
When is the best time to buy life insurance?
The most obvious answer is before you need it. Life insurance is less expensive when you are young and healthy, but you want to make sure that during the years when you will need it the most, you have the right amount of life insurance. If you are planning a family, after the birth of your first child is a good time to start. If your partner counts on your income, you may need to start earlier.
Can my life insurance be canceled?
Yes, it can. The most common reason is the nonpayment of your premium. If you get into financial difficulties, don’t avoid talking to your carrier, they may be able to work with you. The other reason that the policy may be canceled is that you lied on the application.
How much life insurance do I need?
You need enough to provide a safety net for your loved ones. The figure is different for every individual, so it is important to sit down with one of our agents to put the figures together.
What is term life insurance?
Term life insurance is life insurance that lasts for a specific number of years. The most common is 20 years, and when it ends, there is no cash value.
Contact Us Today
Give Community Management Insurance Group a call or stop by our office in Greensboro, NC to learn more about life insurance.
