Do I need to purchase auto insurance when I rent a car?

Having an accident in a rental car is different because the rental car agency holds an interest in the car too. If you are involved in an accident, the agency will want to make sure that any related bills are promptly paid. Rental car companies in Greensboro, NC need their vehicles to look and run great because that is their business. That is why they pressure their customers to purchase rental car insurance even if they already have car insurance.

At Community Management Insurance Group, we can help you look at your policy so that you know whether you already have the protection you need. In many cases, you will not need to purchase additional rental insurance if you already have auto insurance.

Rental Car & Auto Insurance

Rental car insurance is not a legal requirement in Greensboro, NC. Rental companies have some rules that they can enforce about who is allowed to rent a car. Your rental car agreement is a contract, and you should read it carefully before you take possession of your rental.

If you only have basic car insurance, you probably don’t have coverage for rentals. That means that when you rent a car, you are driving without insurance. Most people who still owe on their vehicles have full coverage because full auto insurance coverage is a normal requirement when you have a car loan. Many individuals continue to carry full coverage after their loans are paid off because of all the extra protections.

We Are Here To Help

If you do not have your own coverage, take the rental car insurance. It can be expensive, but it is well worth it. If you would like to make sure that you have rental car coverage on your auto insurance, please feel free to call Community Management Insurance Group today.