Making sure that you and your home are protected is important for every homeowner. No matter where you are, you could end up with a flood that devastates your home. If you’re a homeowner, it’s always a good idea to have this coverage in place. It can protect you in many ways from extreme expenses that could make you bankrupt if you don’t have coverage.
If you want protection against flooding, call us today at Community Management Insurance Group in Greensboro, NC.
Flood Zones
There are specific places that are labeled as flood zones. They may have a body of water close to them, or they may simply be in an area that regularly floods. If you live inside one of these areas, it’s often required that you have flood insurance. The area will be prone to flooding at a certain point. Some flood zones are called 50-year flood zones or another number of years that corresponds to how often it floods. However, if you don’t live in a flood zone at all, your area can still flood. Twenty percent of flood claims that are sent are from areas that are not in flood zones. No matter what the terrain is, you could be a victim of flooding.
Home and Flood Insurance
If you’re putting off getting flood insurance because you think your home insurance policy will cover it, think again. Home policies don’t cover floods. If you don’t specifically have a flood policy, you could face serious financial problems after a flood if you aren’t covered for it. You need both a home policy and a flood policy to stay protected against many risks your home and belongings face.
Get a Flood Insurance Policy
To get your policy, call us at Community Management Insurance Group in Greensboro, NC to find out more about this type of policy.
